Privacy Policy

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY SUBSCRIBING, ACCESSING, OR USING OUR WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AGREE AND ACCEPT ALL THE TERMS OF THIS PRIVACY POLICY AND OUR WEBSITE TERMS AND CONDITIONS.

INDIVIDUAL REQUESTS FOR WAIVERS OF THE PRIVACY POLICY WILL NOT BE ACCEPTED. THIS PRIVACY POLICY IS NON-NEGOTIABLE.

IF YOU DO NOT AGREE TO THESE TERMS, PLEASE EXIT THIS PAGE AND DO NOT ACCESS OR USE THE WEBSITE.

Updated 23 June 2014

PayByGroup Inc. (“PayByGroup”) provides this Privacy Policy (“Policy”) to inform you of its policies and procedures regarding the collection, use and disclosure of personal information PayByGroup receives from users and subscribers (“User”) of http://PayByGroup.com (“Site” or “Website”), PayByGroup’s Facebook page or application, and PayByGroup’s Twitter account. This Policy applies only to information that you provide to PayByGroup through the Site, Facebook, or Twitter.

PayByGroup reserves the right to make any changes to this Policy at any time, notice of which may be posted on this privacy page at http://paybygroup/privacy-policy. Users must refer back to the Policy to read any changes in PayByGroup’s Privacy Policy.

Information Collection

While using this site, Users may provide PayByGroup with personally identifiable information. This refers to information about Users that can be used to contact or identify a User, and information on a User’s use of and activities on the Site (“Personal Information”). Personal Information that PayByGroup collects may include, but is not limited to, a User’s name, billing information, and email address. A User’s credit card information is never stored on our server. Personal Information may also include a User’s preferences and interests expressed in the course of using the site or other information gathered from a User’s Facebook or Twitter profiles.

When a User visits the Site, our servers automatically record information that the browser sends whenever a User visits a website. This information may include, but is not limited to, a User’s computer’s Internet Protocol address (IP address), browser type, and the web page the User was visiting before arriving on the Site. PayByGroup uses “cookies” to collect information. A cookie is a small data file that is transferred to a User’s computer’s hard disk to facilitate your computer’s future access to this information. “Persistent cookies” are utilized to save a User’s user ID and login password to facilitate future logins. PayByGroup uses cookies to better understand how our Users interact with the Site, to monitor usage and how traffic arrives at the Site, and to improve the functionality of the Site.

How We Use Personal Information

Personal Information is used to provide and improve the Site, services, features and content; to administer a User’s membership and use of the Site; to enable Users to enjoy and easily navigate the Site; to better understand User needs and interests; to fulfill requests a User may make; to personalize the User experience; to provide or offer software updates and product announcements; and to provide Users with further information and offers from PayByGroup that PayByGroup believes Users may find useful or interesting, including newsletters, marketing or promotional materials and other information on services and products offered by PayByGroup or third parties that are authorized by PayByGroup.

Personal Information is gathered to monitor and analyze use of PayByGroup and its services, for technical administration, to increase the Site’s functionality and user-friendliness, to better tailor it to User needs, to generate and derive useful data and information concerning the interests, characteristics and website use behavior of Users, and to verify that the proper information is submitted to fulfill and process User requests. If a User decides at any time that they no longer wish to receive PayByGroup emails or communications, they should click on the unsubscribe link provided in PayByGroup’s marketing emails or email support@PayByGroup.com with subject line “unsubscribe.”

Merchants, Service Providers, Business Partners and Others.

PayByGroup works with third-party Merchants (“Merchant”) to enable Users to split the cost of the products or services offered on the Merchant’s website. When a User joins into a group, PayByGroup provides that User’s information to the Merchant, including information regarding whether or not that User has opted to receive marketing messages from the Merchant. Merchants are obligated not to use a User’s Personal Information for any purpose other than providing the goods and services purchased by the User. The Merchant is only allowed to use the Personal Information for marketing messages if the User chose to opt in to the Merchant’s marketing messages.

We may employ third party companies and individuals to facilitate the PayByGroup Site and service, to provide service on PayByGroup’s behalf, to perform website-related services (including but not limited to maintenance services, database management, web analytics and improvement of PayByGroup’s features), or to assist PayByGroup in analyzing how the Site and service are used and can be improved. These third parties have access to your Personal Information only for purposes of performing these tasks on our behalf.

Compliance with Laws and Law Enforcement.

PayByGroup must cooperate with government and law enforcement officials and private parties to enforce and comply with the law. In the event of a claim and/or legal process (including but not limited to subpoenas), to protect the property and rights of PayByGroup.com or a third party, to protect the safety of the public or any person, or to prevent or stop any activity PayByGroup may consider to pose a risk of being illegal, unethical, inappropriate or legally actionable, PayByGroup reserves the right to disclose any Personal Information about you to government or law enforcement officials or private parties as PayByGroup in its sole discretion finds necessary or appropriate.

Business Transfers

In the event of a merger, acquisition, reorganization or sale of assets, PayByGroup may sell, transfer or otherwise share some or all of its assets, and our Users’ Personal Information may be transferred as part of that transaction.

Changing or Deleting Your Information

A request to delete a User’s account is different from a request to unsubscribe from emails and communications. Users may opt to unsubscribe from our email alerts, which will terminate the issuance of automatically generated emails that inform Users about new features of the Site or to market PayByGroup’s services. To delete a User account entirely from PayByGroup.com, the User must email support@PayByGroup.com with the subject line “delete account.”"

Security

PayByGroup takes the security of Personal Information seriously. PayByGroup appreciates our Users’ use of the Site and will employ reasonable measures designed to protect Personal Information from unauthorized access and unsolicited contact from third-party groups. To that end, all sensitive Personal Information, including credit card data, is transmitted through secure networks supported by high-grade 256-bit encryption. Credit card numbers are not stored or held on our servers.

Our Policy Toward Children

PayByGroup.com is not directed to nor is it intended for children under 18. PayByGroup does not knowingly collect personally identifiable information from children. If a parent or guardian becomes aware that his or her child has provided PayByGroup with Personal Information without parental consent, he or she should contact PayByGroup at support@PayByGroup.com. If PayByGroup becomes aware that a child has provided us with Personal Information, we will delete such information from our files. Users of PayByGroup.com accept responsibility of ensuring that children are not accessing or using their profile and the Site. If a User is under the age of 18, that User may only use the Site with the consent and under the supervision of their guardian parent.

Contacting Us

If you have any questions about this Privacy Policy, please contact PayByGroup at support@PayByGroup.com.