Privacy Policy

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY SUBSCRIBING, ACCESSING, OR USING OUR WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AGREE AND ACCEPT ALL THE TERMS OF THIS PRIVACY POLICY AND OUR WEBSITE TERMS AND CONDITIONS.

INDIVIDUAL REQUESTS FOR WAIVERS OF THE PRIVACY POLICY WILL NOT BE ACCEPTED. THIS PRIVACY POLICY IS NON-NEGOTIABLE.

IF YOU DO NOT AGREE TO THESE TERMS, PLEASE EXIT THIS PAGE AND DO NOT ACCESS OR USE THE WEBSITE.

15 January 2012

PayByGroup Inc. provides this Privacy Policy to inform you of our policies and procedures regarding the collection, use and disclosure of personal information we receive from users and subscribers of www.PayByGroup.com (hereinafter “PayByGroup”, “site”, or “website”), PayByGroup’s Facebook page or application, and PayByGroup’s Twitter account. This Privacy Policy applies only to information that you provide to us through PayByGroup.com, Facebook, or Twitter.

We reserve the right to make any changes to our privacy policy at any time, notice of which may be posted on this privacy page at PayByGroup.com. Users must refer back to our privacy policy to read any changes in our privacy policy.

Information Collection

While using this site, you may provide us with personally identifiable information. This refers to information about you that can be used to contact or identify you, and information on your use of and activities at PayByGroup (“Personal Information”). Personal Information that we collect may include, but is not limited to, your name, billing information, and email address. Your credit card information is never stored on our server. Personal Information may also include your preferences and interests expressed in the course of using the site or other information gathered from your Facebook and Twitter profiles.

When you visit PayByGroup, our servers automatically record information that your browser sends whenever you visit a website. This information may include, but is not limited to, your computer’s Internet Protocol address (IP address), browser type, and the web page you were visiting before you came to PayByGroup. We use “cookies” to collect information. A cookie is a small data file that is transferred to your computer’s hard disk to facilitate your computer’s future access to this information. “Persistent cookies” are utilized to save your user ID and login password to facilitate your future logins. We use cookies to better understand how our users interact with the site, to monitor usage and how traffic arrives at our site and to improve the functionality of the site.

How We Use Personal Information

Personal Information is used to provide and improve our website, services, features and content; to administer your membership and your use of the site; to enable users to enjoy and easily navigate the website; to better understand your needs and interests; to fulfill requests you may make; to personalize your experience; to provide or offer software updates and product announcements; and to provide you with further information and offers from us that we believe you may find useful or interesting, including newsletters, marketing or promotional materials and other information on services and products offered by us or third parties that are authorized by us.

Information is gathered to monitor and analyze use of PayByGroup and our services, for technical administration, to increase our site’s functionality and user-friendliness, to better tailor it to your needs, to generate and derive useful data and information concerning the interests, characteristics and website use behavior of our users, and to verify that the proper information is submitted to fulfill and process your requests. If you decide at any time that you no longer wish to receive our emails or communications, please click on the unsubscribe link provided in our emails or email support@PayByGroup.com, subject line unsubscribe.

Merchants, Service Providers, Business Partners and Others.

PayByGroup works with Merchants to enable users to split the cost of the products offered on the Merchant’s website. When a sale is completed, we provide a list of people that has successfully purchased as part of the team. Other than what is viewable on the team dashboard, we will never disclose any team member’s personal information to the Merchant or to any other external party without your permission.

We may employ third party companies and individuals to facilitate our service, to provide service on our behalf, to perform website related services (including but not limited to maintenance services, database management, web analytics and improvement of PayByGroup’s features) or to assist us in analyzing how our website and service are used and can be improved. These third parties have access to your Personal Information only for purposes of performing these tasks on our behalf.

Compliance with Laws and Law Enforcement.

PayByGroup, Inc. must cooperate with government and law enforcement officials and private parties to enforce and comply with the law. In the event of a claim and/or legal process (including but not limited to subpoenas), to protect the property and rights of PayByGroup.com or a third party, to protect the safety of the public or any person, or to prevent or stop any activity we may consider to pose a risk of being illegal, unethical, inappropriate or legally actionable, we reserve the right to disclose any information about you to government or law enforcement officials or private parties as we in our sole discretion find necessary or appropriate.

Business Transfers

In the event of a merger, acquisition, reorganization or sale of assets, PayByGroup, Inc. may sell, transfer or otherwise share some or all of its assets, and your Personal Information may be transferred as part of that transaction.

Changing or Deleting Your Information

A request to delete your account is different from a request to unsubscribe from emails and communications. Users may opt to unsubscribe from our email alerts, which will terminate the issuance automatically generated emails that inform you of the deals that we feature. To delete your account entirely from PayByGroup.com, you must email support@PayByGroup.com, subject line delete account.

Security

PayByGroup, Inc. takes the security of your Personal Information seriously. We appreciate your membership, and will employ reasonable measures designed to protect your information from unauthorized access and unsolicited contact from third party groups. To that end, all sensitive personal information (credit card data) is transmitted through secure networks supported by high-grade 256-bit encryption. Credit card numbers are not stored or held on our servers.

Our Policy Toward Children

PayByGroup.com is not directed to nor is it intended for children under 18. We do not knowingly collect personally identifiable information from children. If a parent or guardian becomes aware that his or her child has provided us with Personal Information without parental consent, he or she should contact us at support@PayByGroup.com. If we become aware that a child has provided us with Personal Information, we will delete such information from our files. Users of PayByGroup.com accept responsibility of ensuring that children are not accessing or using their profile and our website. If you are under the age of 18, you may only use this website with the consent and under the supervision of your guardian parent.

Contacting Us

If you have any questions about this Privacy Policy, please contact us at support@PayByGroup.com.